Unlock Opportunities
in Real Estate Investment with Specialized Financing!

Leverage our 60+ years of expertise and vast DSCR lending network for:

Fastest Industry Closings
Best Rates Nationwide


Purchase Loan

Secure your next investment property with our straightforward DSCR Purchase loans.

A DSCR (Debt Service Coverage Ratio) Purchase Loan primarily focuses on the income-generating potential of the property being purchased, rather than the borrower’s personal income, providing investors with a financing solution that is directly aligned with the property’s ability to service its own debt.


Rate & Term Refinance

Optimize your investment with favorable terms through our DSCR Rate & Term Refinance options

This loan type allows investors to refinance an existing property loan to obtain a more favorable interest rate or alter the repayment terms, with the emphasis on the property’s Debt Service Coverage Ratio (DSCR) instead of the borrower’s personal financial status.


Cash-Out Refinance

Unlock the equity in your property and reinvest with our DSCR Cash-Out Refinance loans

DSCR Cash-Out Refinance enables investors to tap into the equity of a property by refinancing to a larger loan amount than the existing mortgage, utilizing the property’s income potential (DSCR) as a pivotal qualifying factor, and subsequently using the extra cash for further investments or other purposes.


Fix-and-Flip / Rent Loan

Transform properties and maximize ROI with our flexible DSCR Fix-and-Flip/Rent loans

A Fix-and-Flip/Rent Loan is a short-term financing option designed for real estate investors to purchase, renovate, and resell a property within a short timeframe, typically aiming for quick returns on investments that revolve around the rapid enhancement and turnover of properties.  However, an investor may also choose to hold on to the property and rent it out for the investment income.

Check if Qualified

What You Can Expect

The seamless and empowering financial solution for your real estate investment


Fastest Industry Closings:
Close in as little as 21 Days!

High Loan-to-Value Ratios:
Max LTV of 80% to maximize your investment potential.

Accessible Financing:
Minimum FICO score of just 640

Flexible Loan Amounts:
Versatile loan amounts ranging from $100K – $5M to cater to various investment scales.

Explore Loan Options

Clear Financial Solution

Interest Rates

Rates are not only competitive but are also structured to provide stability for your financial planning.  Loan programs are risk based and take into consideration credit worthiness, the ability of rental income to cover the mortgage debt, loan type and investor experience.

Loan Terms

Flexibility in loan terms is crucial for any investor. DSCR loan terms, including pre-payment options, are designed to offer you flexibility and to accommodate the financial ebbs and flows of your individual or investment business needs.

Collateral Requirements:

For purchases, lenders will want to see your 20% down payment money in an account on a bank statement as one of the few closing stipulations.  You may want to move funds now if they are not there already so that they appear on your next statement cycle.  This will expedite the process once you find an investment property.

Approval and Processing Time

Time is of the essence in business. Our process is streamlined to ensure swift and timely approval once all documentation is in place.  We close within 21 days and many times much faster.

Documentation & Compliance

Navigating through documentation can be daunting, and we’re here to make this process as smooth as possible for you. We can guide you through the necessary documents and compliance requirements, ensuring you’re well-supported throughout.

Impact on Credit Score

Maintaining a healthy credit score while acquiring a loan is vital. Our team is dedicated to ensuring the impact is minimal and transparent.  If you know your score you can provide it verbally to us or we can do a “soft pull” which will not impact your credit in order to provide you a pre-approval.

Would you like tips on how to manage and even improve your credit score during the loan period?

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Effortless Financing with DSCR Investors Network

Embarking on your investment journey should be straightforward and stress-free. At DSCR Investors Network, we’ve streamlined the processes to ensure your financing experience is as simple and efficient as possible.

Experience Simplicity with Us

Simple Application:
Begin with our user-friendly online application.

Quick Approvals:
Our team prioritizes swift processing, ensuring your application is reviewed and approved in a timely manner.

Transparent Processes:
We believe in clear and open communication, keeping you informed at every stage of your application process.

Only 20% Down Payment

Are you ready to start right now?

Fastest industry closings
Best rates nationwide

Best rates nationwide

We’re Here to Help You!

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